Special Report: The Six Secrets to Double Your Cash Flow in 12 Months or Less!
Dear Friend,
Several months back I held a special, one-time-only workshop for clients called, Creating Cash Flow. The workshop was designed to help each of the roughly 200 participants double their cash flow in the next 12 months.
I’ve spent the last several weeks boiling down the key lessons from that powerful workshop into six “Cash Flow Secrets” that you are going to learn in this special report.
In fact, just keep reading and you’ll learn about all six of these key strategies for creating active, passive, and passive residual cash flow.
Then at the end of this special report I will give a lucky few of you private access to get the complete recordings of this one-time-only, full day workshop—and best of all, you’ll learn about how you’ll get nine very special bonuses if you act fast enough.
But first, on to Cash Flow Secret #1…
Cash Flow Secret #1: Escape the Earned Income Trap™
You’ve all seen this one before. Little John graduates from college and gets his first job. It doesn’t pay much, but compared to what he earned as a student he’s thrilled.
Over the years he continues to work hard and play the corporate game. His salary progressively climbs higher and higher, but sadly, his expenses keep pace with his increases in income. In fact, he feels even more stuck because now he has an expensive mortgage, car payments, and three kids in college. He’s running full tilt on the treadmill but barely able to stay even.
Have you ever seen someone who is caught in this trap? Working harder and harder every year just to make ends meet? Without ever being able to get ahead?
I call this the Earned Income Trap™. And the key to escaping it is to realize that the way off the treadmill is not to run faster, but to run smarter!
This means learning to play offense and defense when it comes to your income. To do this you must get out of the trap of trading hours for dollars.
I want to be clear about this—it is almost impossible to escape the Earned Income Trap™ if you’re only sources of income come from working hourly or annually.
Now I can already hear some of you saying, “Yeah but David, I don’t have a business…I’m an employee trading my time for dollars. There’s no way these ideas could apply to me, is there?”
The answer is a resounding YES! These ideas do apply to you, whether you’re an employee, a self-employed professional, or a successful Level Three investor. You can use these ideas to radically boost your cash flow.
For example, at the Creating Cash Flow course I shared six ideas for employees to increase their cash flow. One of those ideas is for you to approach your current employer about turning your job into an independent contractor position where you work 50-75 percent of the time for the same pay.
Crazy? Impossible? Not if you know how to approach your employer. Take the example of Janet, one of the participants at the course. Janet was an attorney who used this exact strategy to create a profitable, win-win arrangement with her employer that turned her into an independent contractor working three quarters time for the same amount of money. In essence she does the same job, but in four days a week versus five, and now she has that full day each week to focus on her own wealth building!
Or take the case of Mike, one of the people who registered for the course. Mike worked time for corporate America, with a wife and baby on the way. He took the jump to starting his own business in one bold move.
Applying some of the forced appreciation cash flow strategies he learned from me, Mike went on to make over $250,000 his first year in business.
You see, you can make your financial dreams come true. It only feels impossible because the pit of your current expenses as they compare to your current cash flow feels so deep.
Which brings me to the next cash flow secret…
Cash Flow Secret #2: Increase Your Net Cash Flow by Slashing Your Expenses
If you were to ask me the fastest way to boost your net cash flow by $5,000, $10,000, $25,000 or more in the next 90 days, it would be a no brainer. I’d walk you through how to slash your current expenses.
At the Creating Cash Flow workshop we spent hours on the “defensive” strategies to increase your cash flow by lowering your expenses. And we brought in the big guns! Diane, who many of your know already, is one of the top tax strategists in the country. As a favor to me, she rearranged her schedule to teach three hours of the workshop. And she was phenomenal—laying out idea after idea of how you can take advantage of legal tax loopholes to save thousands on your taxes.
But we went far beyond just saving money through tax strategy. We also talked about how to get your employer to pay for more of your expenses, and 15 ways to lower your interest payments and improve your loan terms.
So I have a question for you. One that I need you to take a hard, honest look at: Is it possible that you could lower your annual expenses by $10,000 or more without meaningfully affecting your quality of life?
Are you at least open to the fact that I could show you how to save at least that much in the next twelve months without depriving yourself?
For example, did you know that on average, Americans overpay thousands of dollars in taxes. They overpay by thousands of dollars by not knowing how to get the best rates and terms on their consumer, business, and investing loans. And they overpay to retail sellers just about every time they open their wallets.
In fact, I’ll go out on a limb here and tell you that after working with over 100,000 clients over the past decade, I am convinced that you can literally lower your total annual expenses by 10-20 percent without struggle, just be taking a few simple steps. After all, one of the best ways off that earned income treadmill is to turn the speed lower so that it makes it easier to get free.
But please don’t think I am telling you that you should only focus on lowering your expenses. I’m not saying that at all. I want you to lower your expenses in simple, leveraged ways, and at the same time, I want you to dramatically increase your income.
Which brings us to the next cash flow secret…
Cash Flow Secret #3: Restructure Your Business to Double Your Net Profit
One of the most powerful leverage points you have at your disposal to increase your cash flow is your own business.
One place I coach business owners to look closely at are your receivables (the money that people owe you for your goods or services).
Did you know that the average business owner never learned how to strategically design their billing systems and as a result he or she is losing out on tens of thousands or more of money that is rightfully owed to them. And the money they do collect normally comes straggling in over 60-120 days.
There are 8 techniques to apply with respect to your accounts receivables, any one of which can instantly generate an extra $10,000, $100,000 or more. Take Dawn, one of the attendees at the Creating Cash Flow Workshop. She is a full time consultant with a successful business consulting practice.
She took just one of the techniques from this section of the workshop and applied it in her business. Within 8 months she received a check for an extra $226,812! How do I know this? Because she sent a copy of the check along with a nice letter sharing the story! (Hey, if I helped you make an extra $226,812 wouldn’t you want to share your story with me too?)
So what was the idea she applied? Basically it had to do with the five-layer hierarchy of your billing practices for your business. When you use this approach, you can usually increase your collected invoices by 10-30 percent AND get your money much faster. All of which helps you boost your cash flow. Rather than wait until after she had rendered her consulting services, she followed what she learned in the course and billed in advance (in the past she would often have to wait for 60 days or longer to get paid.) The result was a check for over $200,000 which she received in advance of any work she needed to perform. How’s that for smart!
I also want you to look at your business for ways to leverage it to create more profits. This could be to analyze your business to identify the highest net profit parts, or the least profitable parts. Or you could also uncover ways to carve out and put to work underutilized assets like your existing business intellectual property.
At the Creating Cash Flow course I also covered 14 ways to “scale up” your business to increase your cash flow.
For example, you could scale up your sales force. One of the people at the course used this strategy with his business. His first year of hiring on two new sales people he increased his revenue by $500,000. Within 36 months he had increased his annual cash flow by over $2 million!
Or you could scale up the size of your business or investing transactions. I did this when I made the jump from single family houses to commercial real estate. I used to make $20-50,000 per house on my average deals. I now make over 10 times that on each commercial deal and they actually take less of my time since they are large enough to partner up with other investors.
I recently met an old single family house student of mine from past years who had used exactly this strategy to go from buying houses to doing condo conversions on 30-50 unit apartment buildings in Chicago. Can you see how this would be so much more profitable?
Take a look at your business and ask yourself how could you scale up.
Cash Flow Secret #4: Leverage Your Current Assets to Boost Your Real Rates of Return
Did you know that most investors only ever tap into one source of leverage, but they totally leave untapped the other four main sources of leverage?
For example, investors might borrow from conventional lenders to purchase an asset, but they rarely ever tap into the single best source of leverage of all—the seller of the asset from whom you are buying!
In the course I walked through an example of a 300-unit apartment complex I bought where we negotiated a $4 million owner financing package at roughly 4 percent annual interest. Had I been like the average person, I wouldn’t have know what to even ask for from the seller. (Just to give you a hint, there are 12 loan terms that you want to negotiate if at all possible. Don’t worry, all 12 are in the course!)
Plus, most people have never strategically looked at their assets and how they are positioned so that they can create higher returns. What a waste! Most people settle for mediocre returns. The saddest part of all is that because they are also ill-informed investors (see Cash Flow Secret 6) they are actually at greater risk too.
By intelligently positioning your assets you can generate higher returns with less overall risk.
Which leads directly to the next cash flow secret…
Cash Flow Secret #5: Reduce Your Tax Drag™
Tax Drag is the wealth draining cost of taxes on your assets and the returns they generate over time. Think about it like a parachute being pulled behind your assets. The larger your parachute (Tax Drag) the slower and lower your investing returns.
The three most powerful strategies to reduce your Tax Drag (which Diane and I covered fully in the course) are: Unrealized gains (the accrued profits you earn in an investment that you don’t have to pay tax on until you sell that asset); “Income Shifting” (changing the character of income to lower the amount of tax you have to pay on it); and pension strategies (using self-directed retirement and pension accounts to create windfall profits you either pay the tax on much later, or in the case of ROTH IRA’s… never!)
Remember, every financial move you make has tax consequences and the astute wealth builder harnesses Preemptive Tax Strategies™ to minimize those costs, and hence reduces his or her Tax Drag.
Which leads to the final cash flow secret…
Cash Flow Secret #6: Cultivate Specific Investing Advantages in a Niche Wealth Vehicle
Everyday you’re literally drowning in advice from the financial media to invest in the next “hottest fund” or sector of the economy. You’re taught that if only you could find the right investment then you would be able to earn a high return in relative safety.
But that just isn’t so. As long as you invest in wealth vehicles that you don’t understand and for which you haven’t cultivated any real advantages, then you’ll always be taking a real risk with your investing.
Investing giant Warren Buffet says that, “Risk comes from not knowing what you are doing.” I couldn’t agree more.
What have you done lately to increase your advantages of information, skill, contacts, and experience in your chosen niche wealth vehicle?
In my opinion, cultivating your investing advantages and skills is one of the most important financial lessons you could ever learn.
I wish I had more time to share with you more of the insights, strategies, lessons we covered in depth at the Creating Cash Flow course, but this report is getting a bit long and I fear you’re attention is stretched pretty thin.
I do have one final thing to share with you. It’s something that I hinted at earlier but now I want to go over in detail.
I recorded the entire cash flow course—every single information rich session. And with your permission I would like to make you a very special offer for you to get this powerful new course and use it to double your cash flow.
In fact, this is your chance to get the complete video recordings and pdf manual of that this one-time-only workshop--FREE!
Buy the Creating Cash Flow Course for just $497, and if after going through the course and applying the ideas you learn you aren’t able to generate at least an extra $5,000 in cash flow in the next 120 days, just contact our office for a full and complete refund.
In essence either the course makes you $5,000 or more in the next 120 days (in which case it’s free) or you get a complete refund (in which case it’s still free!) You have nothing to lose and everything to gain!
All I ask is that you go through the course in the next 120 days and try out at least three of the techniques. If after this good faith effort on your part you didn’t increase your cash flow by at least the $5,000 then the course is free. It’s that simple.
But wait, I want to make this even better for you than that. When you order now you’ll also get the following 8 bonuses FREE:
Bonus One: The 7 Bottom Lines for Investing for Maximum Passive IncomE
In this powerful two part bonus session you’ll learn the 7 bottom-lines to investing for maximum passive income. Recorded during a special tele-seminar I held last year, this is your chance to fine-tune your investing skills to speed up your progress to financial freedom. ($149 value)
Bonus Two: How to Solve the Entrepreneur's Dilemma and Build Wealth Independent of Your Business
Most entrepreneurs never learn how to grow their wealth independent of their business. They lack the financial and investing skills to intelligently and profitably grow both their net worth and their passive residual cash flow. In this exciting bonus session you’ll learn the key steps you must take to build your wealth independent of your business. ($49 value)
Bonus Three: How to Overcome the Greatest Challenge Every Entrepreneur Faces
Most entrepreneurs don’t build a business, they merely create their own job. If they don’t show up to work each day, their business dies. In this special bonus session, you’ll learn a simple strategy to solve this challenge so that you can enjoy the freedom and lifestyle you truly deserve!
($49 value)
Bonus Four: The 9 Most Powerful Tax Loopholes!
Bonus session with one of the world’s top tax strategists! Learn 9 powerful tax loopholes to slash your tax bill this year! ($49 value)
Bonus Five: Transcript of Interview with Top Bond Experts
Several months ago I did a one-to-one interview with one of the best bond investors in the world. This is your chance to get the transcription of that interview as part of this valuable cash flow package. ($29 value)
Bonus Six: How I Would Invest $50,000 to $1,000,000
I get asked all the time how would I invest if I had $50,000 or $500,000 or $1 million. In this concentrated session I’ll give you the exact blue-print of how I would invest that money if our roles were reversed and that was how much I had to invest. ($29 value)
Bonus Seven: Interviews with Five Maui Millionaires!
Learn how they got started on the road to wealth, what challenges they had to overcome, and the key lessons they learned along the way. ($49 value)
Actually I have one more bonus to give to you for taking action now, but before I do, I just want to share with you the most important strategies you’ll learn in the course:
• How to Double Your Cash Flow in 12 Months or Less!
• 12 Ways to Live More of Your Life “Tax Deductible”
• How to Use Unrealized Gains to Supercharge Your Asset Base
• How to Use Leverage to Double or Triple Your Cash Flow from an Investment
• The Six Simplest PRI Investments That Yield Strong Annual Returns
• 6 Techniques to Increase Cash Flow with Business Loans or Lines of Credit
• 5 Ways to Leverage Your Time to Double Your Active Income
• The Four Dangers of “Diversification” as It’s Commonly Practiced
• Compound Debt™ (And why it can literally steal your future if you aren’t careful)
• How to Better Position Your Current Assets to Maximize Your Returns
Is it any wonder that I know you’ll profit from this home study course?
Are you ready for that one last bonus?
Bonus Nine: Act now and get the Creating Cash Flow home study course before this offer expires and you’ll also get MP3’s of all nine of the Cash Flow course sessions! ($199 value)
Did you know that one of the greatest and most efficient ways you can start to change your life and your business is by turning off the radio on your way to work in the morning or when you’re working out? Now you can burn these MP3's to CD's or simply put them on your IPOD® to listen to on the go! This way you’ll be able to put the strategies and techniques into practice faster than you could have ever imagined.
And remember, either the course helps you boost your cash flow by $5,000 in the next 120 days, or it’s free!
I don’t know how I can make it any better for you than that. Not only will you be able to download the complete audio and video recordings of the complete Creating Cash Flow workshop, but you’ll also all $522 of bonuses, for FREE!
But you do need to act fast. This offer is only available for a limited time only!
To take advantage of this special, limited offer before it expires simply click on the "Buy Now" button below.
I urge you to act now and order before this offer expires. You’ll kick yourself if you miss out and there will not be any second chances.
I wish you the very best,
David Finkel
P.S. What have you got to lose? If after going through the downloadable course and trying out at least of the techniques you aren’t able to boost your cash flow by $5,000 then you can contact my office for a full and complete refund! Either way the course is essentially free!
$497.00
;)
